Legal Law: Recourse for Insurance Disputes
Insurance coverage is a necessity, protecting the assets of individuals and corporations. In a perfect world, claims are paid promptly and in full, but insurers sometimes fail to honor their contractual obligations. If you are involved in a dispute, an insurance law attorney at Bowles & Verna in Walnut Creek, CA, can help you enforce your legal rights.
Insurance companies are held accountable by state laws protecting policyholders, and legal action can and does bring relief. Our firm has handled many insurance law cases that have resulted in substantial recoveries for our clients.
About Insurance Disputes
An insurance policy is a contract, with the insured agreeing to pay premiums and the insurer promising to pay for claims that cover specific, assigned risks. Contracts are not always honored, however. Motivated to reduce their pay-outs, some insurance companies attempt to limit payment of claims or go so far as to flatly deny any coverage.
At Bowles & Verna, we have obtained multi-million dollar settlements and court awards for bad faith cases.
An insurer may point to a technicality, accuse the insured of wrongdoing, or offer no explanation at all for their denial. Many policyholders feel powerless to fight a national insurance company’s unfair decision, but this is not the case.
At Bowles & Verna, our insurance law practice history includes many highly favorable settlements and court verdicts. We have obtained multi-million dollar settlements and court awards for bad faith cases. Jurors tend to look unfavorably upon insurance bad faith tactics, and many of these cases include hefty punitive damage awards.
Representing clients nationwide, our firm handles routine coverage matters and complex, multi-party claims. We have practiced both plaintiff and defense law since the mid-1980s. As a veteran personal injury and business law firm, we are extremely knowledgeable about insurance defense tactics and the methods used to deflect liability for claims.
Bowles & Verna assists individuals and multi-national corporations. In addition to bad faith claims, we handle coverage disputes and issues regarding:
- General Liability Claims
- Homeowner and Commercial Property Insurance
- Builder's Risk
- Inland Marine
- Professional Malpractice Claims
- Errors & Omissions (E & O)
- Wrap Policies
- Indemnity Claims
- Fidelity Claims
- Directors and Officers Owner-controlled Insurance Programs (OCIP)
- Contractor-controlled Insurance Programs (CCIP)
- Business Interruption
With the goal of keeping legal costs down, Bowles & Verna negotiates many disputes for pre-trial resolution. Sometimes, litigation is necessary, and our trial lawyers are formidable opponents. Our firm has taken more than 200 cases to court, and we offer an impressive record of success in arbitration, trial, and appeal.
Our attorneys encourage clients to consider our relationship a partnership. You will always be aware of your case progress and available options for moving forward. We also provide advice for purchase or renewal of insurance coverage, helping you avoid potential conflicts in the future.
The right law firm can protect you from unfair insurance practices, bad faith, or insurance fraud. Please contact our office today to schedule a consultation with an insurance law attorney.
“With 24 lawyers and a total of 50 employees on our team, we have the resources to do battle with major insurance companies and corporate defendants.” Attorney Michael Verna