Experienced Uninsured And Underinsured Motorist Attorneys Serving Walnut Creek and Bay Area
Despite California law requiring all drivers to carry auto insurance, many motorists in the Bay Area drive without coverage or with insufficient policy limits. When these drivers cause car accidents, victims often face significant challenges in recovering compensation for their injuries and property damage. These cases require lawyers with deep knowledge of insurance laws and a strategic approach to secure fair compensation.
Bowles & Verna LLP has protected Walnut Creek residents and Bay Area commuters from uninsured and underinsured motorist claims for decades. Our team of skilled attorneys understands the complexities of these cases and how to effectively navigate insurance negotiations.
Understanding Insurance Coverage Types In California
Uninsured motorist (UM) coverage protects you when the at-fault driver has no insurance, while underinsured motorist (UIM) coverage applies when the responsible party has insufficient coverage for your damages. These protections are invaluable in California, where approximately 16% of drivers lack proper insurance.
While these coverages are not mandatory in California, they provide essential protection for responsible drivers. Our Walnut Creek attorneys recommend carrying these coverages to protect yourself from financial hardship after an accident with an uninsured driver.
Available Compensation Through UM/UIM Claims
Victims of uninsured or underinsured motorists may recover compensation for:
- Medical expenses, from emergency care to long-term treatment
- Lost wages and diminished earning capacity
- Pain and suffering from physical injuries
- Property damage to your vehicle
- Rehabilitation costs for physical therapy
The challenges in these cases often involve dealing with your own insurance company, which may attempt to minimize your payout despite your premium payments. Our attorneys handle truck accidents, pedestrian accidents and all types of vehicle collisions involving uninsured drivers.
Do Not Face Insurance Companies Alone
Bowles & Verna LLP brings decades of experience to uninsured and underinsured motorist claims in the Bay Area. Our attorneys understand how these accidents, like bike accidents or wrongful death cases, can devastate families financially and emotionally.
Call our Walnut Creek office at 925-478-5763 or contact us online for a free consultation about your UM/UIM claim.